Northeast Metrowest Insurance Agency

General Liability Insurance

At Northeast-MetroWest Insurance Agency, you can rely on us to be your trusted insurance agency and help provide you with the coverage you need. As we are an independent insurance agency, we will help match our clients with the right insurance provider with a tailored policy to fit their needs. We offer multiple business insurance options, including General Liability Insurance.

Who Needs General Liability Insurance?

If you are a small business owner or a contractor, then having general liability insurance is important. Usually, this insurance is combined with property insurance in a Business Owner’s Policy, but you can also obtain stand-alone coverage. This coverage can protect you from lawsuits if an accident were to occur on your property. While it is not a legal requirement that you carry this insurance, it could save you from having to spend thousands in legal fees. Therefore, having this coverage should be a priority.

What Does General Liability Insurance Cover?

This type of insurance covers damages done to a third party, so it does not cover damages that are done to your property or equipment. This means that if someone were to enter your business and fall and break their arm, the general liability insurance covers the individual’s medical costs. It can also cover accidents made from employees. For example, if one of your employees were to accidentally drop a tool on a customer’s foot, this coverage would apply. General liability can also cover liability from any products that your business sells, manufactures or distributes. It can also protect you from any written or verbal communication, such as slander or even copyright infringement.

How Much Coverage Do You Need?

In general, the more risk exposure your business has, the more coverage you will need. You may also need a particular amount of coverage to meet the requirements of certain employers, events, and clients. Additional coverage may be available to you depending on the insurance company.

Northeast-MetroWest Insurance Agency has provided reliable insurance services in Massachusetts since 1989. We work with over 25 insurance carriers to help you find an insurance policy that covers your specific needs. Give us a call at 800-443-7007.

Northeast-MetroWest Insurance Agency has provided reliable insurance services in Massachusetts since 1989. We work with over 25 insurance carriers to help you find an insurance policy that covers your specific needs. Please contact us to request a Free General Liability Insurance Quote.