Homeowners Insurance
At Northeast-MetroWest Insurance Agency, you can rely on us to be your trusted local insurance agency and help provide you with the coverage you need. We are an independent insurance agency, we help match our clients with the right insurance provider with a tailored policy to fit their needs. We offer multiple dwelling-type insurance options, including Homeowners Insurance.
Your home is a valuable investment and needs to be protected. While the world of insurance can be difficult to navigate, we can help you find the perfect policy to protect your home.
At Northeast- MetroWest Insurance Agency, we work with over 25 insurance carriers to ensure that clients can find the right coverage. Here is more information on Homeowner’s Insurance and what is typically covered with most plans.
Most homeowner’s insurance policies will cover any structural damage to your home, garage, yard or any other part of your property. This may also include items in your home such as furniture, appliances, clothes or personal items that are damaged or stolen. However, certain policies do not include natural disasters as part of this coverage since that may fall under a different policy.
If someone is injured on your property, your insurance plan should cover their medical expenses. You should also have liability coverage that will protect you from a lawsuit.
If your home suffers extensive damage requiring you to live elsewhere while repairs are being done, most insurance policies will help you pay for temporary living expenses such as hotel fees, rent or food costs.
- Fire and smoke.
- Theft and burglary.
- Water damage caused by in-home appliances, plumbing or water heaters.
- Hail and high wind damage.
- Falling objects.
The cheapest policy is not always the best policy. However, most policies will offer discounts so you can save as much money as possible. No matter your budget, we can help you find the best plan for you. Depending on the insurance company, here are some potential discounts to look out for when shopping for insurance;
- Early signing discount: Save when you sign up for a new policy at least seven days before your current one expires.
- Protective device discount: -Save when your home has a home security system or smoke detectors.
- Welcome and loyalty discount: Save just for switching to a new insurance company.
- Homebuyer discount: Save if you are a recent home buyer.
- Senior or retired discount: Most plans offer discounts to people aged 55 and older or who are retired.
- Multi-Policy discount.
- Easy pay plan discount.