Valuable Items Insurance
At Northeast-MetroWest Insurance Agency, you can rely on us to be your trusted local insurance agency and help provide you with the coverage you need. We are an independent insurance agency, we help match our clients with the right insurance provider with a tailored policy to fit their needs. We offer many personal insurance options, including Valuable Items Insurance.
Valuable Items Insurance is a great product for those high-value items that are not covered within your homeowner’s or renter’s insurance policies. Valuable Items Insurance will provide the necessary coverage for items, that due to their higher replacement price tag go beyond the coverage limits in your other existing policies.
Existing Policy Limitations
For example, many homeowner’s policies provide coverage for valuables that cost up to $1,500, but if the items stolen or damaged are worth more than that, the policy may not cover them. This is when the Northeast- Metro West Insurance team comes in. At NE Insurance, we can match a customer’s needs and query multiple insurance providers to find them the best policy to match specific needs. As an independent insurance agency, providing this type of service is our specialty.
Options that Match Your Needs
Depending on what you are looking for, we can find an insurance policy that will cover even your most expensive belongings. We will look closely at different policies, take note of all the fine print, and talk to you about the options we find.
The Northeast- Metro West Insurance Approach
There are several steps we go through to ensure that you are getting the insurance policy that will cover your needs.
First, your valuables most likely will need to be appraised. You may be unsure about the worth of your possessions and in order to find the right policy, we need to know the facts.
Next, you should create a home inventory so you know what valuables you have. This will be helpful if something is stolen because you will be able to look back on your inventory list and know exactly what is missing.
Then, we will evaluate your neighborhood’s crime rate. If you live in a location that has a high crime rate, you may have a greater need for additional coverage to protect your valuable items. To ensure all information about your location is correct, you can ask your local police department about burglary trends in your neighborhood. You should also consider installing a security alarm system in your home, as having one may qualify you for an insurance discount.
Finally, you should note what electronic equipment you have. Many people don’t think about their electronic equipment when they think about their valuables, but electronic equipment is quite expensive and should be taken into account in your insurance policy. If this equipment is stolen or becomes damaged, you’ll want to have coverage for it.
With Northeast-MetroWest Insurance, you won’t have to worry about your valuables not having the proper coverage. You can request a Free Valuable Items Insurance Quote below or give us a call at 800-443-7007. We look forward to working with you.