Fall In New England Hurricane Insurance Check

Here in New England, the arrival of autumn means that hurricanes are on their way. While we may not be used to hurricanes tearing through our town, we must be careful to remain vigilant and cautious so that we can keep our communities safe. Already, we have seen hurricanes Ida and Henry cause damage throughout our region. With so many storms brewing, staying informed and aware of what insurance coverage can do for you is a big deal. Keep reading to learn more about what you should be considering when checking your insurance, and how it can keep your family taken care of in the months to come.

What Should I Be Protected Against?

While most household insurance policies protect their clients against hurricanes, fires, storms, robberies, explosions, and other disasters, that does not mean every single scenario is covered by your insurance. Read between the lines and make sure you know exactly what sort of crises your family is protected from by your plan.

Since our region is especially prone to hurricanes during this time of the year, you need to ensure that you’re protected from some specific situations. Flooding is a huge factor that comes with hurricanes and severe storms, and some insurance policies neglect flood protection in their contracts. Flood protection is key if heavy rain makes its way into your home and damages your property. IF you have any questions about Flood Insurance please reach out to one of our Insurance Representatives here at Northeast – MetroWest Insurance Agency.

What Should I Be Covered For?

As hurricanes approach, you need to make sure that your property is taken care of. Construct a cohesive list of your belongings and their value and check to see if you are insured for those items. In the event of a severe storm, you need to know which of your possessions are covered.

In a worst-case scenario, your home may get destroyed by a hurricane. While that’s not the most pleasant of thoughts, it’s a consideration as this season approaches. A valuable form of insurance that is often overlooked is Additional Living Expenses (ALE). This type of insurance covers you for any necessary hotel rooms, restaurant meals, and more while your house is being repaired or rebuilt. Again, it’s not fun to have to consider this option, but ALE insurance comes in handy in case of a major crisis.

Now is the time to take action. Don’t hesitate to audit your home insurance policies – reach out to NE Insure today to learn about your home’s hurricane coverage. Their team of experts is ready to answer any questions you may have and to get you the help you need. Don’t wait until the last minute to protect your home, contact NE Insure now!