Why You Should Have Renters Insurance

Why You Should Have Renters Insurance

It’s hurricane season in the northeast and you’ve likely already taken precautions to keep safe during these wild times– boarding up windows, preparing emergency rations, having medical kits on standby etc. Have you taken similar precautions in case your pipes burst, your toilet backs up or someone breaks into your home?

We, at Northeast-MetroWest Insurance Agency, understand you already have a lot on your plate as you navigate daily life. You’d rather spend your free time doing things you enjoy, not stressing about what could be.

Let us take care of that for you.

With renters insurance through Northeast-MetroWest Insurance Agency, you’ll have peace of mind knowing our experienced insurance representatives are only a phone call or email away Monday through Friday.

What is Renters Insurance?

Renters insurance is for anyone renting an apartment, condo, or home and wants to protect their property within, in cases such as fire, flooding, or theft. Having renters insurance may help mitigate replacement costs, legal fees and reimbursement should your home become uninhabitable because of these events.

Isn’t Renters Insurance the Same as Landlord Insurance?

No. Landlord insurance exists to protect the landlord if anything goes wrong with the complex as a whole. It doesn’t cover your specific items– microwave, PS5, clothes, furniture, etc.

For example, let’s say a pipe bursts in your kitchen while you’re on vacation. The water damage has ruined your flooring, cabinets and the brand new waffle maker your partner bought you for your birthday.

Landlord insurance doesn’t cover the costs to replace your waffle maker while renters insurance could.

What Could Rental Insurance Cover

Some potential scenarios which could be covered are:

  • Theft
  • Damage to personal belongings
  • Displacement due to uninhabitable living situations
  • Needing locks changed in case of an attempted break-in
  • Identity theft
  • Fire

No two insurance agencies are the same. For a list of Northeast-MetroWest Insurance Agency policies and a personalized recommendation for the plan best suited to your needs, please schedule an appointment with one of our policy experts.

Need A Quote?

At Northeast-Metrowest Insurance Agency, we believe in preparing for the worst while hoping it never comes to pass. Ensuring your items are protected through renters insurance could be the difference between a good day and the worst day ever. Let us make your worst days into better days by helping you when you need us most.

Click here to get started and receive a personalized renters insurance quote from one of our policy experts.

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